/* === BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 16px 36px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: var(--radius-pill);
  transition: all 0.3s var(--ease);
  cursor: pointer;
  white-space: nowrap;
}
.btn-primary { background: var(--lmd-gold); color: var(--lmd-white); }
.btn-primary:hover { background: var(--lmd-gold-dark); transform: translateY(-2px); box-shadow: 0 12px 28px rgba(201, 168, 76, 0.35); }

.btn-ghost { background: transparent; color: var(--lmd-white); border: 1px solid rgba(255,255,255,0.5); }
.btn-ghost:hover { border-color: var(--lmd-gold); color: var(--lmd-gold); }

.btn-outline-navy { background: transparent; color: var(--lmd-navy); border: 1px solid var(--lmd-navy); }
.btn-outline-navy:hover { background: var(--lmd-navy); color: var(--lmd-white); }

.btn-pill-wa {
  display: inline-flex; align-items: center; gap: 8px;
  background: #25D366; color: var(--lmd-white);
  padding: 8px 18px; border-radius: var(--radius-pill);
  font-size: 0.82rem; font-weight: 500; letter-spacing: 0.04em;
}
.btn-pill-wa:hover { background: #1eb556; }

/* === LINK INLINE GOLD === */
.link-gold { color: var(--lmd-gold); font-weight: 500; letter-spacing: 0.04em; }
.link-gold:hover { color: var(--lmd-gold-dark); }
.link-gold .arrow { transition: transform 0.3s var(--ease); display: inline-block; }
.link-gold:hover .arrow { transform: translateX(4px); }

/* === HEADER === */
.site-header { position: absolute; top: 0; left: 0; right: 0; z-index: 100; transition: background 0.4s var(--ease), box-shadow 0.4s var(--ease); }
.site-header.scrolled { position: fixed; background: rgba(255,255,255,0.96); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); box-shadow: 0 2px 24px rgba(11,28,61,0.08); }
.site-header.solid { position: sticky; background: var(--lmd-white); box-shadow: 0 2px 12px rgba(11,28,61,0.04); }

.topbar { background: transparent; color: rgba(255,255,255,0.85); padding: 10px 0; font-size: 0.82rem; transition: max-height 0.3s var(--ease), padding 0.3s var(--ease), background 0.3s var(--ease); overflow: hidden; max-height: 50px; border-bottom: 1px solid rgba(255,255,255,0.10); }
.site-header.scrolled .topbar, .site-header.solid .topbar { background: var(--lmd-navy); border-bottom-color: transparent; }
.site-header.scrolled .topbar { max-height: 0; padding: 0; border: 0; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.topbar-left { display: flex; gap: 22px; flex-wrap: wrap; }
.topbar-left a { display: inline-flex; align-items: center; gap: 8px; color: rgba(255,255,255,0.85); }
.topbar-left a:hover { color: var(--lmd-gold); }

.mainbar { background: transparent; padding: 18px 0; transition: padding 0.3s var(--ease), background 0.3s var(--ease); }
.site-header.scrolled .mainbar, .site-header.solid .mainbar { background: transparent; }
.site-header.scrolled .mainbar { padding: 10px 0; }
.mainbar .container { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand img { height: 55px; width: auto; transition: height 0.3s var(--ease), filter 0.3s var(--ease); }
.site-header.scrolled .brand img { height: 44px; }
.site-header:not(.scrolled):not(.solid) .brand img { filter: brightness(0) invert(1); }
.brand-text { font-family: var(--font-heading); font-size: 1.5rem; color: var(--lmd-navy); font-weight: 600; letter-spacing: 0.02em; }

.nav-primary { display: flex; align-items: center; gap: 30px; }
.nav-primary a { font-family: var(--font-body); font-weight: 500; font-size: 0.92rem; color: var(--lmd-white); position: relative; padding: 6px 0; transition: color 0.3s var(--ease); }
.site-header.scrolled .nav-primary a, .site-header.solid .nav-primary a { color: var(--lmd-navy); }
.nav-primary a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; background: var(--lmd-gold); transform: scaleX(0); transform-origin: left; transition: transform 0.3s var(--ease); }
.nav-primary a:hover { color: var(--lmd-gold); }
.nav-primary a:hover::after, .nav-primary a.active::after { transform: scaleX(1); }
.nav-primary a.active { color: var(--lmd-gold); }

.nav-cta { padding: 12px 24px; font-size: 0.82rem; }
.hamburger { display: none; width: 32px; height: 32px; flex-direction: column; justify-content: center; gap: 5px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--lmd-white); transition: all 0.3s var(--ease); }
.site-header.scrolled .hamburger span, .site-header.solid .hamburger span { background: var(--lmd-navy); }

.mobile-menu { display: none; position: fixed; inset: 0; background: var(--lmd-navy); z-index: 200; padding: 100px 30px 40px; flex-direction: column; gap: 24px; transform: translateY(-100%); transition: transform 0.4s var(--ease); }
.mobile-menu.open { display: flex; transform: none; }
.mobile-menu a { color: var(--lmd-white); font-family: var(--font-heading); font-size: 2rem; font-weight: 300; }
.mobile-menu a:hover { color: var(--lmd-gold); }
.mobile-menu .btn { margin-top: auto; align-self: stretch; }
.mobile-close { position: absolute; top: 24px; right: 24px; color: var(--lmd-white); font-size: 2rem; line-height: 1; }

@media (max-width: 900px) {
  .topbar { display: none; }
  .nav-primary, .nav-cta { display: none; }
  .hamburger { display: flex; }
}

/* === CARDS === */
.service-card {
  position: relative;
  background: var(--lmd-white);
  border: 1px solid var(--lmd-border);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  transition: all 0.4s var(--ease);
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.service-card::before { content: ""; position: absolute; left: 0; top: 20%; bottom: 20%; width: 4px; background: var(--lmd-gold); border-radius: 0 4px 4px 0; transform: scaleY(0); transform-origin: center; transition: transform 0.4s var(--ease); }
.service-card:hover { transform: translateY(-8px); border-color: var(--lmd-gold); box-shadow: var(--lmd-shadow-lg); }
.service-card:hover::before { transform: scaleY(1); }
.service-card .icon-wrap {
  position: relative;
  width: 60px; height: 60px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(201,168,76,0.14), rgba(201,168,76,0.04));
  border: 1px solid rgba(201,168,76,0.22);
  margin-bottom: 4px;
  transition: all 0.4s var(--ease);
}
.service-card .icon-wrap::after {
  content: ""; position: absolute; inset: -1px; border-radius: 14px;
  background: linear-gradient(135deg, rgba(201,168,76,0.55), transparent 60%);
  opacity: 0; transition: opacity 0.4s var(--ease);
  z-index: -1;
}
.service-card:hover .icon-wrap { transform: scale(1.08) rotate(-2deg); border-color: var(--lmd-gold); box-shadow: 0 10px 28px rgba(201,168,76,0.25); }
.service-card:hover .icon-wrap::after { opacity: 1; }
.service-card .icon { width: 28px; height: 28px; color: var(--lmd-gold); stroke-width: 1.6; }
.service-card.featured .icon-wrap { background: linear-gradient(135deg, rgba(201,168,76,0.30), rgba(201,168,76,0.10)); border-color: rgba(232,201,122,0.55); }
.service-card.featured .icon { color: var(--lmd-gold-light); }

.step .icon-wrap {
  position: relative;
  width: 56px; height: 56px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 50%;
  background: rgba(201,168,76,0.10);
  margin: 0 auto 14px;
}
.step .icon-wrap::before {
  content: ""; position: absolute; inset: -4px; border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.35);
  animation: stepRing 3s ease-out infinite;
}
@keyframes stepRing { 0% { transform: scale(0.9); opacity: 0.8; } 100% { transform: scale(1.25); opacity: 0; } }

.value .icon-wrap {
  width: 72px; height: 72px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 18px;
  background: linear-gradient(135deg, rgba(201,168,76,0.16), rgba(11,28,61,0.04));
  border: 1px solid rgba(201,168,76,0.28);
  margin: 0 auto 18px;
  transition: transform 0.4s var(--ease);
}
.value:hover .icon-wrap { transform: translateY(-4px) rotate(-3deg); }
.service-card h3 { color: var(--lmd-navy); }
.service-card .rule { width: 40px; height: 2px; background: var(--lmd-gold); }
.service-card p { color: var(--lmd-text-body); font-size: 0.95rem; line-height: 1.75; flex-grow: 1; }
.service-card.featured { background: var(--lmd-navy); color: var(--lmd-white); border-color: var(--lmd-navy); }
.service-card.featured h3 { color: var(--lmd-white); }
.service-card.featured p { color: rgba(255,255,255,0.78); }
.service-card.featured .icon { color: var(--lmd-gold-light); }
.service-card.featured:hover { transform: translateY(-8px); box-shadow: 0 24px 60px rgba(11,28,61,0.4); }

/* === FORMS === */
.form-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.form-grid .field { display: flex; flex-direction: column; }
.form-field {
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: var(--radius-sm);
  color: var(--lmd-white);
  padding: 16px 20px;
  height: 52px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: border-color 0.2s var(--ease), background 0.2s var(--ease);
}
.form-field::placeholder { color: rgba(255,255,255,0.55); }
.form-field:focus { outline: none; border-color: var(--lmd-gold); background: rgba(255,255,255,0.14); }
.form-submit-row { margin-top: 18px; display: flex; flex-direction: column; align-items: center; gap: 12px; }
.form-submit-row .btn { padding: 18px 56px; }
.form-confidential { font-size: 0.8rem; color: rgba(255,255,255,0.6); display: inline-flex; align-items: center; gap: 6px; }
@media (max-width: 720px) {
  .form-grid { grid-template-columns: 1fr; }
  .form-submit-row .btn { width: 100%; }
}

/* === COOKIE BAR === */
.cookie-bar { position: fixed; left: 16px; right: 16px; bottom: 16px; background: var(--lmd-navy); color: var(--lmd-white); border-radius: var(--radius-lg); padding: 18px 22px; display: flex; gap: 16px; align-items: center; flex-wrap: wrap; z-index: 150; box-shadow: var(--lmd-shadow-lg); transform: translateY(120%); transition: transform 0.5s var(--ease); }
.cookie-bar.show { transform: none; }
.cookie-bar p { font-size: 0.88rem; flex: 1; min-width: 260px; color: rgba(255,255,255,0.85); }
.cookie-bar a { color: var(--lmd-gold); text-decoration: underline; }
.cookie-bar .btn { padding: 10px 24px; font-size: 0.78rem; }
.cookie-bar .decline { color: rgba(255,255,255,0.65); font-size: 0.85rem; text-decoration: underline; }

/* === BANK CAROUSEL === */
.banks { background: var(--lmd-off-white); padding: 64px 0 72px; border-top: 1px solid var(--lmd-border); border-bottom: 1px solid var(--lmd-border); overflow: hidden; }
.banks .lbl { text-align: center; font-family: var(--font-body); font-weight: 500; font-size: 0.78rem; letter-spacing: 0.22em; text-transform: uppercase; color: var(--lmd-text-muted); margin-bottom: 36px; display: flex; align-items: center; justify-content: center; gap: 18px; }
.banks .lbl::before, .banks .lbl::after { content: ""; width: 60px; height: 1px; background: var(--lmd-gold); }
.banks-marquee {
  position: relative; overflow: hidden;
  background: linear-gradient(180deg, #FFFFFF 0%, #F2F5FB 100%);
  border-radius: 16px;
  padding: 26px 0;
  margin: 0 clamp(16px, 4vw, 48px);
  box-shadow: 0 4px 18px rgba(11,28,61,0.06), inset 0 1px 0 rgba(201,168,76,0.18);
  border: 1px solid var(--lmd-border);
  mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
}
.banks-track { display: inline-flex; gap: 64px; padding: 8px 0; animation: bankScroll 60s linear infinite; white-space: nowrap; }
.banks-marquee:hover .banks-track { animation-play-state: paused; }
.bank-mark { display: inline-flex; align-items: center; gap: 14px; font-family: var(--font-heading); font-weight: 500; font-size: clamp(1.4rem, 2.2vw, 1.9rem); color: var(--lmd-navy); letter-spacing: 0.01em; padding: 4px 0; opacity: 0.85; transition: opacity 0.3s var(--ease), color 0.3s var(--ease); }
.bank-mark:hover { opacity: 1; color: var(--lmd-gold); }
.bank-mark .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--lmd-gold); }
@keyframes bankScroll { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }

/* === FLOATING WHATSAPP CHAT === */
.wa-float { position: fixed; right: 22px; bottom: 22px; z-index: 140; display: inline-flex; align-items: center; gap: 12px; background: #25D366; color: var(--lmd-white); padding: 14px 22px 14px 16px; border-radius: var(--radius-pill); box-shadow: 0 14px 40px rgba(37, 211, 102, 0.45), 0 4px 12px rgba(0,0,0,0.18); text-decoration: none; font-family: var(--font-body); font-weight: 600; font-size: 0.92rem; letter-spacing: 0.02em; transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease); }
.wa-float:hover { transform: translateY(-3px) scale(1.02); box-shadow: 0 22px 50px rgba(37, 211, 102, 0.55); }
.wa-float .wa-icon-wrap { position: relative; width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,0.18); display: inline-flex; align-items: center; justify-content: center; }
.wa-float .wa-icon-wrap::before { content: ""; position: absolute; inset: -6px; border-radius: 50%; background: rgba(37, 211, 102, 0.45); animation: waPulse 2s ease-out infinite; z-index: -1; }
@keyframes waPulse { 0% { transform: scale(0.85); opacity: 0.7; } 100% { transform: scale(1.4); opacity: 0; } }
.wa-float svg { width: 20px; height: 20px; fill: var(--lmd-white); }
.wa-float .wa-label-row { display: flex; flex-direction: column; line-height: 1.15; }
.wa-float .wa-label-row small { font-weight: 400; font-size: 0.7rem; opacity: 0.85; letter-spacing: 0.08em; text-transform: uppercase; }
@media (max-width: 560px) {
  .wa-float .wa-label-row { display: none; }
  .wa-float { padding: 12px; }
  .wa-float .wa-icon-wrap { width: 32px; height: 32px; }
}